Complete Funding Suite for Growing Businesses

Skip the banks. Get the funding you need with flexible terms, fast approvals, and solutions designed for real business growth.

Flagship Offer

0% Interest Business Credit Cards

Get up to $250k with 0% interest for 12-18 months, even for startups. No collateral required.

  • Up to $250k available
  • 0% interest for 12-18 months
  • No collateral required
  • Perfect for startups
Get Approved Today

Merchant Cash Advance

Fast, flexible funding tied to your revenue. Perfect for businesses banks turn away.

  • Revenue-based approvals
  • Fast funding
  • Flexible repayment
Get Approved Today

Equipment Financing

Fast approvals to own equipment vs. leasing, without draining your cash flow.

  • Own vs. lease
  • Preserve cash flow
  • Quick approvals
Get Approved Today

SBA Business Loans

We cut the red tape and move faster than banks with SBA loan approvals.

  • Faster than banks
  • Less red tape
  • SBA approved
Get Approved Today

Business Line of Credit

Tap funds anytime with higher limits and lower costs than credit cards.

  • Access funds anytime
  • Higher limits
  • Lower costs
Get Approved Today

Business Term Loans

Predictable funding with flexible repayment vs. restrictive bank loans.

  • Predictable payments
  • Flexible terms
  • Less restrictive
Get Approved Today

Revenue-Based Loans

Approval based on deposits, not credit. Accessible for businesses banks overlook.

  • Deposit-based approval
  • Credit flexible
  • Bank alternative
Get Approved Today

Working Capital Loans

Cover payroll, inventory, or emergencies quickly, without touching personal credit.

  • Quick funding
  • Multiple uses
  • Protect personal credit
Get Approved Today

ERC Advances

Get immediate cash against your IRS refund instead of waiting months.

  • Immediate cash
  • Against IRS refund
  • No waiting
Get Approved Today

Ready to Fund Your Growth?

Don't let funding hold you back. Get pre-approved in minutes and access the capital you need to scale your business.

Get Your Free Quote Now →

Verna Capital

Verna Capital

5000 Barclay Blvd
Marlton, NJ
08053

Phone: +1 (201) 890-8044

Email:
submissions@vernacapitalfunding.com

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